While some exceptions apply, individuals turning 65 will qualify to receive Medicare, regardless of health status.
We recommend that you contact The Centers for Medicare and Medicaid Services (CMS) 90 days before turning 65 to ensure your eligibility.
Upon receipt of your new Medicare card, we advise that you call us at 541-782-4094 to discuss options for a suitable Medicare policy.
Basic Medicare has Part A for hospital coverage and Part B for physician services. There are deductibles and co-insurance for Parts A & B that Medicare does not cover, nor will prescription drugs be covered.
If you don’t enroll in an Rx plan or Part D program, you may be penalized. Most Medicare Advantage plans can cover benefits and services covered under Part A & B as well as Medicare Prescription Drug coverage and may include extra benefits at no cost.
There is extra help for people with limited income and resources. If you qualify for help, Medicare will pay for almost all of your prescription drug costs. You can apply or get more information about the extra help, also called Low Income Subsidy, by calling Social Security at 1-800-772-1213 or by visiting SocialSecurity.gov on the web.
Medicare Advantage Important Dates
October 15 through December 7:
Medicare Advantage and Part D Annual Election Period (AEP) for changes effective 1/1/2021.
January 1 through March 31:
Medicare Advantage plans / Open Enrollment Period (OEP).
All year:
Medicare Enrollment for those newly eligible for Medicare and those who are turning 65 years.
Special Needs Plans (SNP):
Available all year long.
Helpful Resources Available on the Web
SHIBA (Healthcare.Oregon.gov)
Senior Health Insurance Benefits Assistance volunteers are available with non-biased assistance to help seniors in shopping for a plan.
Medicare.gov
The Official U.S. Government Medicare Handbook
The Senior Health Insurance Benefits Assistance Programs
Medicare & You
This 124 page booklet gives a comprehensive, step by step breakdown of Medicare choices and discusses options for Medicare beneficiaries.
Call 541-782-4094 during business hours or click the button below to contact us for more information.
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